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Leading the Way to Trusted Digital Payments

Digital payments require sources of truth and an unwavering commitment to transparent controls.
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SmartPayNow™ Tokenized Layers of Trust

Adds Acquisition Assurance and Payment Integrity—delivering reconciled and pre-audited disbursement controls through existing Federal Reserve, Treasury and FedNow® payment gateways.

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Business Spending

Tokenized Four-Way Match Protecting America’s Bank Account

Paperless is a leader in the fintech revolution transforming public sector payments. Our deep domain knowledge is built on decades of reconciliation, oversight, and federal procurement and payment programs.

Our proprietary processes add additional layers of compliance and trust through immutable financial ledger actions in connection with existing Treasury, Federal Reserve, and FedNow® payment rails.

Automation at Work

Our flagship product, Actus, brings together commercial best practices for payment workflows in one holistic governance solution for all procurements; scalable from a single office to an entire department-wide revolution.

G2B Applications

Tokenized and FedRAMP-secured government-to-business applications.

Compliant Workflows

Automatically prevents unintended violations and improper payments.

Stablecoin Ready

Pre-audited distributions enabling tamper-resistant payments through open banking rails.

Open Banking Solutions Replace Outdated Processes 

With such high micro-purchasing volume, visibility and SmartPayNow™-supported automations are keys to staying compliant.

P-Card Transactions Annually

Spent Using SmartPay Annually

Government P-Card Holders

Audit Hours Spent per Department

Latest News

Paperless Innovations is keeping the conversation going about government services, policy evolution, procurement technology and cloud computing. Follow along for the latest! 

Collaborations

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Discover what our tools can do for your organization's procurement processes.